Actuarial Modelling Club: POG - Der „neue” Produktentwicklungsstandard

23. January 2024, 17:00 until 18:00

Actuarial Modelling Club: POG - Der „neue” Produktentwicklungsstandard

Lecture

DI Lukas Ludwig, FWU AG

Obwohl die Delegierte Verordnung 2017/2358 zur Aufsichts- und Lenkungsanforderung in der Produktentwicklung (Product Oversight and Governance - POG) bereits 2018 in Kraft trat, wurden seit 2020 jährlich von der EIOPA weitere Leitlinien veröffentlicht, um dessen Umsetzung für die Versicherungsunternehmen und die regulatorische Überprüfung durch die nationalen Aufsichtsbehörden zu konkretisieren. In einer Peer-Group-Überprüfung der EIOPA von 2023 wurde der allgemeine Entwicklungs- und Umsetzungsstand dieses aufsichtsrechtlichen Rahmens bei 30 europäischen Aufsichtsbehörden geprüft und davon wurden mehr als die Hälfte mit „nur wenige Erwartungen erfüllt” bewertet. Aus diesem Grund gewinnt POG als aufsichtsrechtliches Thema rasant an Bedeutung und ist ein unerlässlicher, essenzieller und nicht zu unterschätzender Faktor in der Produktentwicklung von Versicherungen.

Dieser Vortrag gibt einen Überblick über die wichtigsten POG-Aspekte in der LV-Produktentwicklung und zeigt anhand eines Beispiels wie die Definition eines Zielmarkt, die Ergebnisse der quantitativen und qualitativen Tests in einem kreisförmigen Verfahren zu dem Ziel „Value for Money” führen können.

Zur Person:

Seit Mai 2023 ist Lukas Ludwig im Vorstand der FWU AG Versicherungsholding und als Chief Product Officer für die Bereiche Produktentwicklung und Aktuariat verantwortlich. Nach dem Studium der Technischen Mathematik an der TU Wien, arbeitete er als Aktuar im Bereich der Lebensversicherung bei der Wiener Städtischen Versicherung AG und wurde 2016 anerkannter Aktuar bei der AVÖ. Da ihn sein beruflicher Weg Ende 2016 nach München zur FWU AG führte, wurde Lukas Ludwig 2018 auch anerkannter Aktuar bei der DAV.

Calendar entry

Event location

Freihaus der TU Wien
1040 Wien
Wiedner Hauptstraße 8-10

Organiser

FAM @ TU Wien gemeinsam mit Anerkannten Aktuaren der AVÖ
FAM-office
fam@fam.tuwien.ac.at

More Information

https://fam.tuwien.ac.at/vr/20240123.php

Public

Yes

Entrance fee

Registration required

Yes

Anmeldelink auf Veranstaltungsseite

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spin	Is needed for promotional purposes and social campaign reporting.	session	HTTP	Meta (Facebook)
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pl	Required for Facebook Pixel.	2 years	HTTP	Meta (Facebook)
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c_user	Required for Facebook Pixel.	3 months	HTTP	Meta (Facebook)
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